When obtaining credit making sure the loan, credit card or overdraft is affordable for you.
Find the best deal by comparing rates of interest and repayment terms through online comparison sites. There may be a better deal for you whether you are taking out new credit or if you already have an existing agreement.
Assess your financial situation regularly, and particularly if you have a change in your circumstances. You can use a budget planner to work out what is affordable for you.
Credit Unions can also provide affordable financial options through low cost personal loans and secure savings accounts.